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Fees and Insurance

Fees and Insurance

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Insurance  We are an In-Network Provider

Insurance  We are an In-Network Provider

We Work With The Following Insurance Companies: 

We Work With The Following Insurance Companies: 

Anthem Blue Cross and Blue Shield New York (formerly Empire)

Oxford

Oscar Health

United Healthcare 

Aetna

Cigna

Blue Cross Blue Shield of Massachusetts 

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If You Aren't Sure if You Have Out-Of-Network Coverage, Here's How to Find Out

If You Aren't Sure if You Have Out-Of-Network Coverage, Here's How to Find Out

Call the number on the back of your insurance card and ask the following questions:

1. Do I have Out-Of-Network benefits for mental health services?
2. Do I have a deductible for Out-Of-Network mental health services?
3. What is the reimbursement rate for mental health services? (The usual rate for this is 50%-80%).
4. What is the approved visit cost for mental health services?

 

If Your Insurance Covers Out-Of-Network Visits, This is How It Usually Works

If Your Insurance Covers Out-Of-Network Visits, This is How It Usually Works

Every plan and provider is different, but many plans with Out-Of-Network coverage have a deductible and provide reimbursement for the cost of our services.

The deductible is the upfront amount you have to pay until your insurance can begin reimbursing you. When you start coming to see us, you pay for the full cost of your visits up front until you've met your deductible. This amount is different for every plan.

Once you hit that amount, your insurance will start pitching in. They'll reimburse you for a percentage of the cost of your visits.

That percentage varies by plan, but usually, the amount is around 50-80% of their "approved visit cost" or "customary amount" for a session. That approved amount may or may not be as much as the actual cost of the visit.

If you have any questions that haven't been answered here, please don't hesitate to reach out.

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For self-pay clients, please schedule the fifteen-minute complimentary appointment to find out rates.